Terms of Use


Welcome to our site! This website is maintained as a service to our visitors, clients, customers, users or members (“you” or “your”). Please carefully read the following Terms of Use relating to your use of this site, and all the sites listed below under our brand. By using our sites, you agree to these Terms of Use. We reserve the right to modify these terms at any time, so please check this page periodically for changes.

By using this site or any of our sites, products and services you acknowledge that you have read, understood, and agreed to be legally bound by these Terms of Use and our Privacy Policy, which is hereby incorporated by reference. If, at any time, you choose not to accept these Terms of Use, please do not use this site or any of our sites, products and services.

Owners and Collectors of Information

These Terms of Use apply to your use of all of the sites and services owned, hosted and operated by Olga Rickards (collectively “we,” “us,” or “our”), including OlgaRickards.com, CoachToHighAchievers.com and any other site that we have owned or operated, do own and operate or may own or operate in the future including social media sites (collectively the “Sites”). Unless we say otherwise, all references to the Sites in these Terms of Use include all such Sites. These Terms of Use do not apply to your use of unaffiliated sites to which any of the Sites may link to or direct you to.

Intellectual Property

Our Sites contain material, such as text, articles, videos, ideas, tools, processes, strategies, lessons, training modules, software, graphics, images, sound recordings, and other material provided by us or on our behalf (collectively the “Content”). The Content may be owned by us or by third parties. The Content of our Sites, products and services is and shall continue to be our property or property of our content suppliers, and is protected by both Canadian and foreign laws. Unauthorized use of the Content may violate copyright, trademark, and other laws.

You may view all our publicly available Content for your own personal, non-commercial use. If you purchase any of our products or services, you may view and use any Content contained in such purchased products and services for your own personal, non-commercial use. Other than as expressly set forth in the immediately two prior sentences, you have no rights in or to the Content, and you will not use the Content except as permitted under these Terms of Use. No other use is permitted without our prior written consent.

We retain all right, title, and interest, including all intellectual property rights, in and to the Content. You must retain all copyright and other proprietary notices contained in the original Content. You may not sell, transfer, assign, license or modify the Content or reproduce, display, publicly perform, make a derivative version of, distribute, or otherwise use the Content in any way for any public or commercial purpose.

You must obtain written permission from us or any other entity that owns intellectual property on the Sites before you may publish, distribute, display, or commercially exploit any material from the Sites. By using our Sites and our Content, you agree to abide by all copyright notices or other posted restrictions. If you violate any part of these terms, your permission to access and use the Content and the Sites automatically terminates and you must immediately destroy any copies of the Content you have made.

The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Sites are registered and unregistered Trademarks of Olga Rickards and other third parties that have authorized the use of such trademarks on the Sites. Nothing contained on the Sites should be construed as granting, by implication or otherwise, any license or right to use any Trademarks displayed on our Sites without our written permission, or the appropriate third party. Your use of the Trademarks displayed on the Sites, or any other Content, except as provided in these Terms of Use, is strictly prohibited.


These Terms of Use apply only to our Sites, and not to the sites of any other companies or organizations, including those we link to. We do not maintain, create, endorse, have control over or take any responsibility for the content, advertising, products or other materials made available through any other sites, including those we link to. Under no circumstances we will be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, goods or services available on any other sites. We strongly advise you to read the terms of use and privacy policies of any third party web sites or services that you visit.

Other sites may link to our Sites by permission only. To seek our permission, you may contact us using the contact information below. We reserve the right to rescind any permission granted to you or any organization in which we approve linking to our Sites, and to require termination of any such link to any of the Sites, at our discretion at any time.


A “Forum” is any message board, chat room, user review forum or other interactive service appearing on any of the Sites, and includes both public boards and private folders.

You may not post on any Forum, or send to us or to any other Forum user any material that is abusive, vulgar, threatening, harassing, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not use any Forum in a commercial manner. You may not post material that solicits funds, or that advertises or solicits goods or services. You may not post material known to be false. You may not post or transmit any information, software or other material that contains a virus or other harmful component. You are prohibited from data mining, scraping, email harvesting or using any process or processes that send automated queries to our Sites.

We are not responsible for material appearing in any Forum on the Sites. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene or otherwise unacceptable. We also reserve the right to edit materials for any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of messages or postings. We may, at our discretion, suspend or terminate the registration of any Forum user or general user who violates any of these Terms of Use or for any other behavior that we, in our discretion, believe is inappropriate.

We have no liability or responsibility to investigate or remove any content from any Forum based upon a complaint or otherwise. You agree to hold us harmless from, and indemnify us against, any and all claims for damages from third parties arising from your participation, use or conduct in any of our Forums.


We welcome your comments on any of the Sites. However, we will not be liable for any use or disclosure of your content, suggestion or material (“Submission”).

By accessing and placing any information on our Forums, you hereby grant us a perpetual, irrevocable, royalty-free worldwide license in and to such materials, including but not limited to the right to post, publish, transmit, distribute, create derivative works based upon, create translations of, modify, amend, enhance, change, display and publicly use such materials in any form or media.

You also grant to others who access our Forums a perpetual, non-revocable, royalty-free license to view, download, store and reproduce your postings, but such license is limited to the personal use and enjoyment of such other party.

You warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party.

You are not entitled to any compensation for any materials you may post on our Forums.


To the extent permitted by applicable law, the information, services, products, claims, and material on our Sites are provided on “as is” and “as available” basis.  Even though every effort has been made to accurately represent our services, products and their potential, we make no express or implied warranties, representations or endorsements whatsoever with respect to our Sites and the Content. We disclaim all warranties, either expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on the Sites as well as those that are provided in our products or services. The only exception is the guarantees of satisfaction that are clearly labeled within our Sites and our coaching agreement. The Content and information listed on our Sites are subject to change without notice.

Neither we or our service providers warrant that the service or functions performed by the Sites will be uninterrupted, timely, secure or error-free, or that defects in the Sites or the services will be corrected. The pages on our Sites may contain technical inaccuracies, omissions, outdated information and typographical errors. We do not warrant the accuracy or completeness of the Content, nor that any errors in the Content will be corrected. We shall not have any liability or responsibility for any errors or omissions on our Sites, for products or services sold through our Sites and for your action or inaction in connection with our Sites.

We do not warrant, endorse or guarantee any parties, products or services offered on the Sites or those we link to. We are not a party to and do not monitor any transaction between you and third party providers of products or services.

You use our Sites and our Content at your own risk. We make no representations or warranties that this website is free of defects, viruses or other harmful components. We shall not be responsible for any damages or loss that may result from the hacking or infiltration of our Sites or computer systems. You have the sole responsibility for adequate protection and backup of data and/or equipment used in connection with our Sites, and you agree to hold us harmless from, and you covenant not to sue us for any claims for lost data or lost profits resulting from use of our Sites.

Limitation of Liability

Under no circumstances neither we nor any other party involved in creating, producing, or delivering our Sites, products and services will be liable for any direct, indirect, special, incidental, consequential or punitive damages arising out of any way connected with the use of (or inability to use) our Sites, products or services, even if advised of the possibility of such damages.

Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall our total liability to you for all damages, losses and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for the applicable Content, products and services out of which liability arose, not to exceed the amounts you paid to us during the six (6) months prior to the cause of action.

Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any our advice, products or services.

No Professional Advice

The information contained on our Sites (including, but not limited to information contained on Forums), made available through our coaching or use of our products cannot replace or substitute for the services of trained professionals in any field, including, but not limited to financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention.

The outcome of coaching is not guaranteed. By accessing our Content, using our products or participating in our coaching you agree not to hold us liable for any action or adverse situations created as a direct result of coaching or any specific referral given. You are aware that the coaching relationship is in no way to be construed as psychological counseling or any type of therapy.  In the event you feel the need for professional counseling or therapy, it is your responsibility to seek a licensed professional.

We make no representations or warranties concerning any treatment, action, or application of medication by you or any person following the information offered or provided on our Sites or through our products and services. We will not be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You participate with the understanding that you alone are responsible and accountable for your decisions, actions and results in life, and by your use of our Sites, products and services you agree not to attempt to or hold us liable for any such decisions, actions or results, at any time, under any circumstance.

Earnings Disclaimer

It is not the primary intent of our Sites to provide financial advice.  Notwithstanding, when addressing financial matters on the Sites, videos, newsletters or any other Content, we’ve taken every effort to ensure that we accurately represent our products and services and their ability to improve your life or grow your business. There are no guarantees that you will get results or earn money using any of our ideas, tools, strategies or recommendations, and we do not promote any “get rich schemes”.

Nothing on our Sites, or in our Content is a promise or a guarantee of future earnings, and we do not offer any legal, medical, tax or other professional advice. Your level of success in attaining results is dependent upon a number of factors including, but not limited to your skills, knowledge, ability, dedication, business savvy, network and financial situation. Because these factors differ according to individuals, we cannot and do not guarantee your success, income level, or ability to earn revenue. Making decisions based on any information presented in our products, services, events or anywhere on our Sites should be done only with the knowledge that you could experience risk or losses just like in any entrepreneurial endeavor.

Use caution and always consult your accountant, lawyer or professional advisor before acting on any information related to a lifestyle change, your business or finances. You participate with the understanding that you alone are responsible and accountable for your decisions, actions and results in life, and by visiting our Sites or using our products and services you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.


You agree to defend, indemnify and hold us harmless from and against any and all liability, loss, damages, claims, costs and expenses, including lawyers’ fees, arising from or related to your use of our Sites, products and services.  You also indemnify and hold us harmless from and against any claims brought by third parties arising out of your use of the Content and information accessed from our Sites, products and services.

Confidentiality and Non-Compete

You understand that the Content and information presented on our Sites and in products and services are copyrighted and proprietary, and therefore you agree not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our proprietary concepts, materials, and intellectual property by you or your representatives is prohibited. In order to protect our rights we will pursue legal action and full damages if these terms are violated. 

Intended Audience

This website is intended for adults only. This website is not intended for any persons under the age of 18.

Explicit Language and Mature Content

In our Content we will occasionally discuss mature topics relating to personal and professional growth that may use explicit language. Users who are uncomfortable with such topics or language should not use our Sites, products and services.

Privacy Policy

Your use of our Sites, products and services is also governed by our Privacy Policy, which is hereby incorporated by reference. Please read our Privacy Policy, which can be found at http://www.OlgaRickards.com, carefully.

Applicable Law

You agree to comply with all applicable laws regarding your use of our Sites, products and services. You agree that information provided by you is truthful and accurate to the best of your knowledge.

You agree that these Terms of Use are governed by and construed in accordance with the laws of the province of British Columbia, Canada, without regard to its conflict of law provisions. You agree that any action at law or in equity that arises out of or relates to these terms will be subject to mediation in the province of British Columbia, Canada.

If any of these Terms of Use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining Terms of Use, and will not affect the validity and enforceability of the remaining provisions. Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights.

These terms may be modified by our posting of changes to these Terms of Use on our Sites, and modified terms supersede and replace any prior Terms of Use.


We reserve the right, in our sole discretion, to restrict, suspend, or terminate these Terms of Use and your access to all or any part of the Sites, at any time and for any reason without prior notice or liability. We reserve the right to change, suspend, or discontinue all or any part of the Sites at any time without prior notice or liability.

Contact Information

We strive to provide excellent products and services, along with excellent customer service. If you have any questions about these Terms of Use or our practices, feel free to send any questions or comments to

Olga Rickards
176-991 Hornby Street
Vancouver, BC
Canada V6Z 1V3

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The Business Approach to Personal Happiness

Olga specializes in coaching high achievers to become more successful, happier and enjoy pursuits that deeply enrich their lives


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142-757 West Hastings Street

Vancouver BC Canada V6C 1A1



1-800-811-OLGA (6542)


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